ObamaCare Will Survive, but Change Will Be Needed
At this point in time there is as expected, a great deal of anxiety concerning the Affordable Care Act, or ObamaCare. Soon most everyone who does not already have health care – myself included – will need to purchase some through either a state-sponsored exchange or the federal exchange; that is unless he or she qualifies for expanded Medicaid in some states.
For myself, I expect it will be a burden to my budget but as good as gold whenever I need it. I am not young anymore, yet I am a few years away from Medicare so having health care is a big thing. Since my employer has not offered health insurance, at least not yet, I expect to pay for my own.
My previous health care was not all that great, which was heading off to the emergency room whenever my life depended on it. Emergency-Room-Only health care was for the working poor, meaning those who made too much money to qualify for Medicaid but too poor to afford health care insurance. Emergency Rooms are also for both those who think they are too young ever to need health care insurance but end up in a medical crisis of some sort, and those who have pre-existing conditions. Profit-motivated health care insurance companies see no money in selling health care insurance to someone sure to get sick, unless forced to by ObamaCare.
What we all must realize is, ObamaCare is here to stay, no matter what Republicans in Washington or in state legislators do, ObamaCare has already been written into law and passed judicial muster at the nation’s highest court. That is not saying it will not change; it will. Our Congress has the ability to sit down and find better ways to implement ObamaCare. There are surely some items in the law that needs work on.
The most unpopular item of ObamaCare – if not the only unpopular item – is the mandate to buy insurance. Unfortunately, that was the bargaining chip for the health care insurance industry to sign on to ObamaCare. For health insurance companies to stay profitable after being forced to sell insurance to those with pre-existing conditions – and other changes that affected their bottom line – they needed a larger base of customers to cover their losses because of the new law.
In my opinion – and I am far from alone in this opinion – the best health care system we could possibly have for this country would be an entirely single-payer system, or in other words, an entirely socialist type of system that is paid for by taxpayers as a whole. ObamaCare is not about socialism in the least when it comes to mandating everyone who can afford to, to buy insurance. To me, that sounds like capitalism, yet manipulated by a powerful force: the health care insurance industry and those who profit off a mandated health care law.
Because of the influence and the interests of the health care insurance lobby, I would suppose that the mandate to buy insurance is going to stay in the law. It would take a very determined public to get that to change. ObamaCare will not work without the mandate, because the health care industry would end up folding, unable to profit under a law that forces them to insure those who will cost more than what they pay in.
What can and must change is the cost of health care. Our Congress can find many ways to control cost by negotiating rates through ObamaCare. We can also learn from the mistakes of other health care systems to make ours number one, not only in care but also in overall satisfaction when it comes to affordability and dependability for safe and professional care.
Our Congress can also authorize special federal grants for medical degrees, especially for General Practitioners. With just a little cooperation, ObamaCare can become inexpensive so that ordinary Americans can afford it, no matter what their income is. We just need our lawmakers, though they are Democrats, Republicans or Independents, to do what is best for all the people, not just those who can fill their campaign coffers, but their own constituents in their own states.
An aging population and a health care industry that is bound to become more advanced and more innovative than ever, will also become more expensive. A nation that is as wealthy as the United States should have a health care system were no one lacks for care, yet many do. As a nation, we should look out for all those who are sick, and not only when they finally face death’s door. Preventive medicine could not only help us control the cost of health care in this country but it could also bring us a healthier nation.
ObamaCare is good for America, but not exactly in its present state. First, let us all get a feel for how it affects each of us and then a new congress someday – and with any luck a more mature congress – can make changes that will improve our health care system, not tear it down, as some Republican lawmakers would like to do now. Since we finally have a health care system that includes everyone, let us now also make it work for everyone as well.